An inspector makes an authorized contact attempt to document occupancy and visible property condition. Includes the standard exterior photo set and all necessary authorized postings under applicable investor/insurer guidelines.
Interior Inspections
For properties that have already been secured. Authorized interior photographs follow applicable investor/insurer regulations and primarily identify progressing damage or new damage, with comparisons to earlier inspection photos when available.
Discuss this serviceDefault Inspections
Both Contact Occupancy Inspections and No Contact Occupancy Inspections (Drive By) follow applicable FHA, VA, Fannie Mae and Freddie Mac guidelines, including all necessary postings under the applicable investor/insurer requirements, servicer instructions and local rules.
The standard exterior photo set includes the front of house, address verification, street view, left side view and right side view. Photos are taken only from permitted access points. For drive-by assignments, capture available views from the property entrance and document any views that cannot be obtained.
No-contact assignments respect bankruptcy and other contact restrictions. Any required posting is performed only when authorized and consistent with those restrictions.
Your inspection scope
For properties that have already been secured. Authorized interior photographs follow applicable investor/insurer regulations and primarily identify progressing damage or new damage, with comparisons to earlier inspection photos when available.
Documentation built for review.
Start with the information your team needs and the decision it supports. Merlin confirms the assignment scope, required photographs, access arrangements and appropriate fulfillment method with you.
Embedded inspection quality control
- Photo quality control
- Consistent photo standards
- Geocoded photos and location checks
- Best-photo selection by image type
Photo and geographic quality checks support review. They do not replace professional judgment, a formal assessment or an authorized decision.